RiskHunter

Available

Transaction Risk Analysis

For small and medium-sized MSBs

RiskHunter analyzes your transaction data to identify customers and patterns that warrant attention. Upload your transaction records, and RiskHunter scores every customer across multiple behavioral dimensions — producing ranked risk assessments your compliance team can act on.

What RiskHunter Analyzes

RiskHunter scores each customer across five behavioral risk factors, weighted by their significance in AML compliance:

Structuring Detection

Identifies daily transaction totals that cluster just below Currency Transaction Report thresholds — the most heavily weighted factor in the analysis.

Frequency Analysis

Evaluates transaction volume and consistency over time. Unusually high or regular transaction patterns are scored accordingly.

Round Number Patterns

Detects preference for round-dollar amounts, which can indicate structured or pre-planned transactions.

Velocity Patterns

Measures transaction clustering and temporal patterns — how quickly and how densely transactions occur within time windows.

New Client Assessment

Factors in the age of the customer relationship. Newer clients with aggressive transaction patterns receive additional scrutiny.

What You Get

Every customer ranked by composite risk score from 0 to 100

Risk levels categorized as Critical, High, Medium, or Low

Specific behavioral red flags identified for each customer

Historical trending that tracks how risk scores change over time

Export-ready reports in Excel format for compliance documentation

How It Works

Upload your transaction data as CSV files. RiskHunter maps and validates the data, groups transactions by customer, and runs the full scoring analysis. Results are available within minutes. The system maintains history across runs, so you can track whether a customer's risk profile is stable, improving, or escalating.

Regulatory Defensibility

Every score RiskHunter produces is deterministic and reproducible. Run the same data twice, get the same results. This matters when an examiner asks how you identified a particular customer for enhanced due diligence — you can point to the exact factors and weights that drove the score.

Who RiskHunter Is For

Check cashing businesses monitoring customer transaction patterns

Money transmitters tracking activity across their customer base

Payment processors analyzing settlement data for risk indicators

Compliance officers who need structured risk analysis without manual transaction review

Want to see what's in your transaction data?